/* ==========================================================================
   UNBS Capital - Master Stylesheet (Obsidian & Luxury Gold Edition)
   Crafted to harmonize with official UNBS Capital Gold & Dark Brand Identity
   ========================================================================== */

:root {
  /* Brand Luxury Gold Palette */
  --gold-primary: #d49a24;
  --gold-light: #f5cd68;
  --gold-bright: #fce096;
  --gold-dark: #aa7713;
  --gold-deep: #855907;
  --gold-gradient: linear-gradient(135deg, #fce096 0%, #d49a24 50%, #aa7713 100%);
  --gold-gradient-hover: linear-gradient(135deg, #fff0b8 0%, #e5aa33 50%, #be881b 100%);
  --gold-border: rgba(212, 154, 36, 0.35);
  --gold-border-light: rgba(212, 154, 36, 0.2);
  --gold-glow: 0 4px 20px rgba(212, 154, 36, 0.35);
  --gold-soft-bg: rgba(212, 154, 36, 0.08);

  /* Deep Obsidian & Charcoal Luxury Palette */
  --bg-dark-obsidian: #080b11;
  --bg-dark-surface: #0d121c;
  --bg-dark-card: #131926;
  --bg-dark-card-hover: #182030;
  --border-dark: rgba(255, 255, 255, 0.08);

  /* Light Accent / Neutral Palette */
  --bg-light-slate: #f8fafc;
  --bg-light-card: #ffffff;
  --border-light: #e2e8f0;
  --text-dark: #0f172a;
  --text-muted-dark: #475569;

  /* Typography / Text on Dark */
  --text-white: #ffffff;
  --text-slate-light: #cbd5e1;
  --text-slate-muted: #94a3b8;

  /* Success & Auxiliary */
  --accent-green: #10b981;
  --accent-green-soft: rgba(16, 185, 129, 0.12);

  /* Shadows & Radius */
  --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.06);
  --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 25px rgba(0, 0, 0, 0.15);
  --shadow-xl: 0 20px 40px rgba(0, 0, 0, 0.25);
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-full: 9999px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Reset & Base */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--text-dark);
  background-color: var(--bg-light-slate);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

button, input, select, textarea {
  font-family: inherit;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 20px;
}

/* Utilities */
.text-center { text-align: center; }
.text-gold { color: var(--gold-light); }
.text-gold-primary { color: var(--gold-primary); }
.text-green { color: var(--accent-green); }
.text-white { color: #ffffff; }

.badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 18px;
  background: rgba(212, 154, 36, 0.12);
  color: var(--gold-light);
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 16px;
  border: 1px solid var(--gold-border);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 50px auto;
}

.section-title {
  font-size: 2.35rem;
  font-weight: 800;
  color: var(--bg-dark-obsidian);
  line-height: 1.25;
  margin-bottom: 15px;
  letter-spacing: -0.5px;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted-dark);
  font-weight: 400;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 13px 28px;
  border-radius: var(--radius-md);
  cursor: pointer;
  border: 1px solid transparent;
  transition: var(--transition);
  text-align: center;
}

/* Metallic Gold Button */
.btn-gold {
  background: var(--gold-gradient);
  color: #080b11;
  box-shadow: 0 4px 15px rgba(212, 154, 36, 0.4);
  font-weight: 800;
  letter-spacing: 0.3px;
}

.btn-gold:hover {
  background: var(--gold-gradient-hover);
  box-shadow: 0 6px 22px rgba(212, 154, 36, 0.55);
  transform: translateY(-2px);
  color: #000;
}

.btn-primary {
  background: var(--gold-gradient);
  color: #080b11;
  box-shadow: 0 4px 15px rgba(212, 154, 36, 0.4);
  font-weight: 800;
}

.btn-primary:hover {
  background: var(--gold-gradient-hover);
  box-shadow: 0 6px 22px rgba(212, 154, 36, 0.55);
  transform: translateY(-2px);
  color: #000;
}

.btn-outline {
  background: transparent;
  color: var(--gold-primary);
  border: 1.5px solid var(--gold-primary);
}

.btn-outline:hover {
  background: var(--gold-gradient);
  color: #080b11;
  border-color: transparent;
  box-shadow: var(--gold-glow);
}

.btn-outline-white {
  background: transparent;
  color: #ffffff;
  border: 1.5px solid rgba(255, 255, 255, 0.25);
}

.btn-outline-white:hover {
  border-color: var(--gold-light);
  color: var(--gold-light);
  background: rgba(212, 154, 36, 0.1);
}

.btn-block {
  width: 100%;
}

/* ==========================================================================
   Header & Navigation (Dark Obsidian & Gold Accent)
   ========================================================================== */
.top-bar {
  background-color: #05070a;
  color: #94a3b8;
  font-size: 0.82rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(212, 154, 36, 0.15);
}

.top-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.top-bar-left, .top-bar-right {
  display: flex;
  align-items: center;
  gap: 22px;
}

.top-info-item {
  display: flex;
  align-items: center;
  gap: 7px;
}

.top-info-item a {
  color: #e2e8f0;
}

.top-info-item a:hover {
  color: var(--gold-light);
}

.header-container {
  width: 100%;
  max-width: 1520px;
  margin: 0 auto;
  padding: 0 24px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(8, 11, 17, 0.96);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(212, 154, 36, 0.22);
  transition: var(--transition);
}

.site-header.scrolled {
  box-shadow: 0 4px 25px rgba(0, 0, 0, 0.7);
  border-bottom-color: var(--gold-primary);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 84px;
  gap: 16px;
}

.site-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
  margin-right: 24px;
  flex-shrink: 0;
}

.brand-logo-img {
  height: 56px;
  width: auto;
  max-width: 230px;
  object-fit: contain;
  transition: transform 0.25s ease;
  filter: drop-shadow(0 2px 8px rgba(0, 0, 0, 0.4));
}

.brand-logo-img:hover {
  transform: scale(1.03);
}

.footer-logo {
  display: inline-block;
  margin-bottom: 22px;
}

.footer-logo-img {
  height: 72px;
  width: auto;
  max-width: 260px;
  object-fit: contain;
}

.nav-menu {
  display: flex;
  list-style: none;
  align-items: center;
  justify-content: center;
  gap: 18px;
  margin: 0;
  padding: 0;
  flex-grow: 1;
}

.nav-link {
  font-size: 0.90rem;
  font-weight: 600;
  color: #e2e8f0;
  position: relative;
  padding: 8px 4px;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  white-space: nowrap;
}

.nav-link:hover, .nav-link.active {
  color: var(--gold-bright);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold-gradient);
  transition: var(--transition);
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

/* Dropdown Menu */
.nav-item-dropdown {
  position: relative;
}

.dropdown-arrow {
  font-size: 0.7rem;
  transition: transform 0.25s ease;
  color: var(--gold-light);
}

.nav-item-dropdown:hover .dropdown-arrow {
  transform: rotate(180deg);
}

.nav-dropdown {
  position: absolute;
  top: 100%;
  left: -15px;
  min-width: 275px;
  background: #090e17;
  border: 1px solid var(--gold-border);
  border-radius: var(--radius-md);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.75), var(--gold-glow);
  padding: 8px 0;
  list-style: none;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 1002;
}

.nav-dropdown::before {
  content: '';
  position: absolute;
  top: -12px;
  left: 0;
  width: 100%;
  height: 12px;
}

.nav-item-dropdown:hover .nav-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-dropdown-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 22px;
  color: #cbd5e1;
  font-size: 0.88rem;
  font-weight: 600;
  transition: var(--transition);
}

.nav-dropdown-link i {
  color: var(--gold-light);
  font-size: 0.95rem;
  width: 18px;
  text-align: center;
}

.nav-dropdown-link:hover {
  background: rgba(212, 154, 36, 0.12);
  color: var(--gold-bright);
  padding-left: 26px;
}

/* Header Actions */
.nav-actions {
  display: flex;
  align-items: center;
  gap: 15px;
  flex-shrink: 0;
}

.nav-hotline-pill {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 16px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--gold-border-light);
  border-radius: var(--radius-full);
  transition: var(--transition);
}

.nav-hotline-pill:hover {
  background: rgba(212, 154, 36, 0.12);
  border-color: var(--gold-primary);
  transform: translateY(-1px);
}

.hotline-icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(212, 154, 36, 0.18);
  color: var(--gold-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
}

.hotline-info span {
  display: block;
  font-size: 0.68rem;
  color: var(--text-slate-muted);
  text-transform: uppercase;
  letter-spacing: 0.6px;
  line-height: 1.1;
}

.hotline-info strong {
  display: block;
  font-size: 0.88rem;
  color: #ffffff;
  font-weight: 700;
  line-height: 1.2;
}

.btn-nav {
  padding: 10px 22px;
  font-size: 0.9rem;
  border-radius: var(--radius-full);
  box-shadow: 0 4px 15px rgba(212, 154, 36, 0.35);
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: var(--gold-light);
  cursor: pointer;
}

/* ==========================================================================
   Hero Section (Deep Obsidian & Metallic Gold)
   ========================================================================== */
.hero-section {
  position: relative;
  background: radial-gradient(circle at 80% 20%, rgba(212, 154, 36, 0.15) 0%, rgba(13, 18, 28, 0) 50%),
              linear-gradient(135deg, #07090e 0%, #0d121c 50%, #121824 100%);
  color: #ffffff;
  padding: 85px 0 100px 0;
  overflow: hidden;
  border-bottom: 1px solid rgba(212, 154, 36, 0.15);
}

.hero-section::before {
  content: '';
  position: absolute;
  top: -20%;
  left: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(212, 154, 36, 0.12) 0%, rgba(0,0,0,0) 70%);
  border-radius: 50%;
  z-index: 1;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.25fr 0.85fr;
  gap: 50px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-title {
  font-size: 3.25rem;
  font-weight: 800;
  line-height: 1.16;
  letter-spacing: -1px;
  margin-bottom: 20px;
}

.hero-title .highlight {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

.hero-desc {
  font-size: 1.15rem;
  color: var(--text-slate-light);
  margin-bottom: 30px;
  line-height: 1.7;
}

.hero-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 35px;
}

.hero-badge-item {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.05);
  backdrop-filter: blur(8px);
  padding: 9px 18px;
  border-radius: var(--radius-full);
  font-size: 0.9rem;
  border: 1px solid rgba(212, 154, 36, 0.3);
  color: #f1f5f9;
}

.hero-badge-item i {
  color: var(--gold-light);
}

.hero-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  padding-top: 25px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.stat-box h3 {
  font-size: 2.1rem;
  font-weight: 800;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1;
  margin-bottom: 6px;
}

.stat-box p {
  font-size: 0.85rem;
  color: var(--text-slate-muted);
  font-weight: 600;
}

/* Hero Lead Form Card */
.lead-form-card {
  background: #ffffff;
  color: var(--text-dark);
  padding: 35px;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.45);
  border: 2px solid var(--gold-primary);
  position: relative;
}

.lead-form-header {
  margin-bottom: 22px;
  text-align: center;
}

.lead-form-header h3 {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--bg-dark-obsidian);
  margin-bottom: 6px;
}

.lead-form-header p {
  font-size: 0.88rem;
  color: var(--text-muted-dark);
}

.form-group {
  margin-bottom: 15px;
}

.form-label {
  display: block;
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 6px;
}

.form-control {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid #cbd5e1;
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  color: var(--text-dark);
  background: #ffffff;
  transition: var(--transition);
}

.form-control:focus {
  outline: none;
  border-color: var(--gold-primary);
  box-shadow: 0 0 0 3px rgba(212, 154, 36, 0.2);
}

.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.form-status-msg {
  display: none;
  padding: 12px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  margin-top: 15px;
  text-align: center;
}

.form-status-msg.success {
  display: block;
  background: #ecfdf5;
  color: #065f46;
  border: 1px solid #6ee7b7;
}

.form-status-msg.error {
  display: block;
  background: #fef2f2;
  color: #991b1b;
  border: 1px solid #fecaca;
}

/* ==========================================================================
   Banking Partners Showcase
   ========================================================================== */
.partners-section {
  background: #090d14;
  padding: 45px 0;
  border-bottom: 1px solid rgba(212, 154, 36, 0.15);
}

.partners-heading {
  text-align: center;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--gold-light);
  text-transform: uppercase;
  letter-spacing: 1.2px;
  margin-bottom: 25px;
}

.partners-grid {
  display: flex;
  justify-content: space-around;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

.partner-logo-pill {
  padding: 10px 20px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(212, 154, 36, 0.28);
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 0.92rem;
  color: #f1f5f9;
  display: inline-flex;
  align-items: center;
  gap: 11px;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
  backdrop-filter: blur(8px);
}

.partner-logo-pill .bank-icon {
  width: 24px;
  height: 24px;
  min-width: 24px;
  min-height: 24px;
  display: block;
  object-fit: contain;
  border-radius: 4px;
  filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.4));
  transition: transform 0.25s ease;
}

.partner-logo-pill:hover {
  background: rgba(212, 154, 36, 0.16);
  border-color: var(--gold-bright);
  color: #ffffff;
  transform: translateY(-3px);
  box-shadow: 0 6px 20px rgba(212, 154, 36, 0.25);
}

.partner-logo-pill:hover .bank-icon {
  transform: scale(1.14);
}

/* ==========================================================================
   Loan Products Catalog
   ========================================================================== */
.services-section {
  padding: 95px 0;
  background: #0f1420;
  color: #ffffff;
}

.services-section .section-title {
  color: #ffffff;
}

.services-section .section-subtitle {
  color: var(--text-slate-light);
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.product-card {
  background: var(--bg-dark-card);
  border-radius: var(--radius-lg);
  padding: 35px 30px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
  border: 1px solid rgba(212, 154, 36, 0.2);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}

.product-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: transparent;
  transition: var(--transition);
}

.product-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.5), 0 0 20px rgba(212, 154, 36, 0.2);
  border-color: var(--gold-primary);
  background: var(--bg-dark-card-hover);
}

.product-card:hover::before {
  background: var(--gold-gradient);
}

/* Product Card Images (Custom Financial Imagery) */
.product-card.has-card-img {
  padding-top: 0;
}

.product-card-img-wrap {
  position: relative;
  width: calc(100% + 60px);
  margin: 0 -30px 22px -30px;
  height: 195px;
  overflow: hidden;
  border-bottom: 2px solid var(--gold-border);
  background: #080c14;
}

.product-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
  display: block;
}

.product-card:hover .product-card-img {
  transform: scale(1.08);
}

.product-img-tag {
  position: absolute;
  bottom: 12px;
  left: 14px;
  background: rgba(8, 11, 17, 0.88);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid var(--gold-primary);
  color: var(--gold-bright);
  font-size: 0.76rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.4);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  z-index: 2;
}

.product-img-tag i {
  color: var(--gold-light);
}

.product-card-body {
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.product-icon-wrap {
  width: 65px;
  height: 65px;
  border-radius: 16px;
  background: rgba(212, 154, 36, 0.12);
  color: var(--gold-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  margin-bottom: 22px;
  border: 1px solid var(--gold-border-light);
  transition: var(--transition);
}

.product-card:hover .product-icon-wrap {
  background: var(--gold-gradient);
  color: #080b11;
  transform: scale(1.06);
  border-color: transparent;
  box-shadow: var(--gold-glow);
}

.product-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 12px;
}

.product-desc {
  font-size: 0.95rem;
  color: var(--text-slate-light);
  line-height: 1.6;
  margin-bottom: 20px;
  flex-grow: 1;
}

.product-features-list {
  list-style: none;
  margin-bottom: 25px;
  border-top: 1px dashed rgba(255, 255, 255, 0.12);
  padding-top: 16px;
}

.product-features-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  font-weight: 600;
  color: #e2e8f0;
  margin-bottom: 9px;
}

.product-features-list li i {
  color: var(--gold-light);
  font-size: 0.9rem;
}

.product-card-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: auto;
  padding-top: 10px;
}

.product-rate-badge {
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--gold-bright);
}

.product-rate-badge span {
  display: block;
  font-size: 0.72rem;
  color: var(--text-slate-muted);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* ==========================================================================
   Interactive Loan EMI Calculator (Luxury Obsidian & Gold)
   ========================================================================== */
.calculator-section {
  padding: 95px 0;
  background: #080c14;
  color: #ffffff;
  border-top: 1px solid rgba(212, 154, 36, 0.15);
}

.calculator-section .section-title {
  color: #ffffff;
}

.calculator-section .section-subtitle {
  color: var(--text-slate-light);
}

.calc-wrapper {
  background: #0f1522;
  border: 1px solid var(--gold-border);
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.6);
  display: grid;
  grid-template-columns: 1.3fr 0.9fr;
  overflow: hidden;
}

.calc-inputs-side {
  padding: 45px;
}

.calc-slider-group {
  margin-bottom: 35px;
}

.calc-slider-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.calc-label {
  font-size: 1rem;
  font-weight: 700;
  color: #f1f5f9;
}

.calc-val-display {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--gold-bright);
  background: rgba(212, 154, 36, 0.12);
  padding: 6px 16px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--gold-border);
}

.calc-range-slider {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: #1e293b;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.calc-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--gold-gradient);
  cursor: pointer;
  border: 2px solid #ffffff;
  box-shadow: 0 0 12px rgba(212, 154, 36, 0.7);
  transition: var(--transition);
}

.calc-range-slider::-webkit-slider-thumb:hover {
  transform: scale(1.18);
}

.calc-minmax-hints {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: var(--text-slate-muted);
  margin-top: 6px;
}

/* Calculator Results Side */
.calc-results-side {
  background: linear-gradient(135deg, #07090f 0%, #111827 100%);
  color: #ffffff;
  padding: 45px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: center;
  border-left: 1px solid rgba(212, 154, 36, 0.2);
}

.emi-amount-box {
  background: rgba(212, 154, 36, 0.08);
  border: 1px solid var(--gold-border);
  border-radius: var(--radius-md);
  padding: 25px 20px;
  margin-bottom: 25px;
}

.emi-amount-box span {
  display: block;
  font-size: 0.95rem;
  color: var(--text-slate-muted);
  margin-bottom: 8px;
}

.emi-amount-box h2 {
  font-size: 2.85rem;
  font-weight: 800;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1;
}

.calc-breakdown-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 15px;
  margin-bottom: 25px;
  text-align: left;
}

.breakdown-item {
  background: rgba(255, 255, 255, 0.03);
  padding: 15px;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(212, 154, 36, 0.15);
}

.breakdown-item span {
  display: block;
  font-size: 0.8rem;
  color: var(--text-slate-muted);
  margin-bottom: 4px;
}

.breakdown-item strong {
  display: block;
  font-size: 1.15rem;
  font-weight: 700;
  color: #ffffff;
}

/* ==========================================================================
   How It Works (Process)
   ========================================================================== */
.process-section {
  padding: 95px 0;
  background: #0f1420;
  border-top: 1px solid rgba(212, 154, 36, 0.15);
}

.process-section .section-title {
  color: #ffffff;
}

.process-section .section-subtitle {
  color: var(--text-slate-light);
}

.process-steps-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 25px;
  position: relative;
}

.process-step-card {
  background: var(--bg-dark-card);
  padding: 35px 25px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(212, 154, 36, 0.2);
  text-align: center;
  position: relative;
  transition: var(--transition);
}

.process-step-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.4), var(--gold-glow);
  border-color: var(--gold-primary);
}

.step-num-badge {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-full);
  background: rgba(212, 154, 36, 0.15);
  color: var(--gold-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  font-weight: 800;
  margin: 0 auto 20px auto;
  border: 2px solid var(--gold-primary);
  transition: var(--transition);
}

.process-step-card:hover .step-num-badge {
  background: var(--gold-gradient);
  color: #080b11;
  border-color: transparent;
}

.step-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 10px;
}

.step-desc {
  font-size: 0.9rem;
  color: var(--text-slate-muted);
  line-height: 1.6;
}

/* ==========================================================================
   Eligibility & Documents Section
   ========================================================================== */
.eligibility-section {
  padding: 95px 0;
  background: #080c14;
  border-top: 1px solid rgba(212, 154, 36, 0.15);
}

.eligibility-section .section-title {
  color: #ffffff;
}

.eligibility-section .section-subtitle {
  color: var(--text-slate-light);
}

.eligibility-tabs {
  display: flex;
  justify-content: center;
  gap: 15px;
  margin-bottom: 40px;
}

.tab-btn {
  padding: 12px 30px;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--gold-border);
  font-weight: 700;
  font-size: 0.95rem;
  color: #e2e8f0;
  cursor: pointer;
  transition: var(--transition);
}

.tab-btn.active, .tab-btn:hover {
  background: var(--gold-gradient);
  color: #080b11;
  border-color: transparent;
  box-shadow: var(--gold-glow);
}

.tab-content-pane {
  display: none;
}

.tab-content-pane.active {
  display: block;
}

.req-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}

.req-box {
  background: var(--bg-dark-card);
  border-radius: var(--radius-md);
  padding: 35px;
  border: 1px solid var(--gold-border-light);
}

.req-box h4 {
  font-size: 1.25rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.req-box ul {
  list-style: none;
}

.req-box ul li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--text-slate-light);
  margin-bottom: 14px;
}

.req-box ul li i {
  color: var(--gold-light);
  margin-top: 4px;
}

/* ==========================================================================
   FAQ Accordion
   ========================================================================== */
.faq-section {
  padding: 95px 0;
  background: #0f1420;
  border-top: 1px solid rgba(212, 154, 36, 0.15);
}

.faq-section .section-title {
  color: #ffffff;
}

.faq-section .section-subtitle {
  color: var(--text-slate-light);
}

.faq-container {
  max-width: 850px;
  margin: 0 auto;
}

.faq-item {
  background: var(--bg-dark-card);
  border: 1px solid rgba(212, 154, 36, 0.2);
  border-radius: var(--radius-md);
  margin-bottom: 16px;
  overflow: hidden;
  transition: var(--transition);
}

.faq-question {
  width: 100%;
  padding: 22px 25px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: none;
  border: none;
  font-size: 1.05rem;
  font-weight: 700;
  color: #ffffff;
  text-align: left;
  cursor: pointer;
}

.faq-question i {
  color: var(--gold-light);
  transition: transform 0.3s ease;
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease-out;
  padding: 0 25px;
  color: var(--text-slate-light);
  font-size: 0.95rem;
  line-height: 1.7;
}

.faq-answer p {
  padding-bottom: 22px;
}

.faq-item.active .faq-answer {
  max-height: 350px;
}

/* ==========================================================================
   Footer (Midnight Obsidian & Gold Accents)
   ========================================================================== */
.site-footer {
  background: #05070a;
  color: #94a3b8;
  padding: 85px 0 0 0;
  border-top: 2px solid var(--gold-primary);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 60px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-brand p {
  font-size: 0.95rem;
  line-height: 1.7;
  margin: 20px 0 25px 0;
  color: #cbd5e1;
}

.footer-heading {
  font-size: 1.15rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 22px;
  position: relative;
}

.footer-heading::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 0;
  width: 35px;
  height: 2px;
  background: var(--gold-gradient);
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 12px;
}

.footer-links a {
  color: #94a3b8;
  font-size: 0.95rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-links a:hover {
  color: var(--gold-bright);
  transform: translateX(4px);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
  font-size: 0.95rem;
  color: #cbd5e1;
}

.footer-contact-item i {
  color: var(--gold-light);
  margin-top: 5px;
}

.footer-disclaimer-box {
  background: rgba(255, 255, 255, 0.03);
  padding: 25px;
  border-radius: var(--radius-sm);
  margin: 30px 0;
  font-size: 0.82rem;
  line-height: 1.65;
  color: #94a3b8;
  border: 1px solid rgba(212, 154, 36, 0.15);
}

.footer-bottom {
  background: #020305;
  padding: 22px 0;
  font-size: 0.85rem;
  color: #94a3b8;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.developer-credit {
  font-size: 0.85rem;
  color: #94a3b8;
}

.developer-credit a {
  color: var(--gold-bright);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: var(--transition);
}

.developer-credit a:hover {
  color: #ffffff;
}

@media (max-width: 768px) {
  .footer-bottom-inner {
    flex-direction: column;
    text-align: center;
    justify-content: center;
    gap: 8px;
  }
}

/* Floating Actions */
.floating-actions {
  position: fixed;
  bottom: 25px;
  right: 25px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  z-index: 9999;
}

.fab-btn {
  width: 55px;
  height: 55px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1.6rem;
  box-shadow: 0 4px 20px rgba(0,0,0,0.4);
  transition: var(--transition);
}

.fab-whatsapp {
  background: #25d366;
}

.fab-whatsapp:hover {
  transform: scale(1.1);
  background: #1eb956;
}

.fab-call {
  background: var(--gold-gradient);
  color: #080b11;
  box-shadow: var(--gold-glow);
}

.fab-call:hover {
  transform: scale(1.1);
  background: var(--gold-gradient-hover);
}

/* Modal */
.modal-overlay {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(8, 11, 17, 0.85);
  backdrop-filter: blur(8px);
  z-index: 10000;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.modal-overlay.active {
  display: flex;
}

.modal-box {
  background: #0d131f;
  color: #ffffff;
  border-radius: 18px;
  max-width: 500px;
  width: 100%;
  padding: 22px 26px;
  position: relative;
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.85), 0 0 35px rgba(212, 154, 36, 0.25);
  border: 1.5px solid var(--gold-primary);
  max-height: 94vh;
  overflow-y: auto;
}

/* Modal Typography & Header */
.modal-box .lead-form-header {
  margin-bottom: 12px;
  text-align: center;
}

.modal-box .lead-form-header h3 {
  color: #ffffff !important;
  font-size: 1.38rem !important;
  font-weight: 800 !important;
  margin-bottom: 3px !important;
  letter-spacing: -0.3px;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.4);
}

.modal-box .lead-form-header p {
  color: #cbd5e1 !important;
  font-size: 0.86rem !important;
  line-height: 1.35 !important;
  margin-bottom: 0 !important;
}

.modal-box .badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 14px;
  background: rgba(212, 154, 36, 0.15) !important;
  color: #fce096 !important;
  border: 1px solid rgba(212, 154, 36, 0.45) !important;
  border-radius: 9999px;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 8px;
}

.modal-box .badge-pill i {
  color: var(--gold-primary) !important;
}

/* Modal Form Groups & Labels */
.modal-box .form-group {
  margin-bottom: 10px;
}

.modal-box .form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.modal-box .form-label {
  display: block;
  color: #f1f5f9 !important;
  font-size: 0.82rem !important;
  font-weight: 700 !important;
  margin-bottom: 4px;
  letter-spacing: 0.2px;
}

.modal-box .form-control {
  background: #131a28 !important;
  border: 1.5px solid rgba(212, 154, 36, 0.4) !important;
  color: #ffffff !important;
  font-size: 0.88rem !important;
  padding: 8px 12px !important;
  border-radius: 8px;
  height: 40px;
  transition: var(--transition);
}

.modal-box .form-control::placeholder {
  color: #94a3b8 !important;
  opacity: 1 !important;
  font-size: 0.84rem;
}

.modal-box .form-control:focus {
  border-color: var(--gold-primary) !important;
  background: #182236 !important;
  box-shadow: 0 0 0 3px rgba(212, 154, 36, 0.25) !important;
  outline: none;
}

.modal-box select.form-control {
  background-color: #131a28 !important;
  color: #ffffff !important;
  cursor: pointer;
}

.modal-box select.form-control option {
  background: #0e1420 !important;
  color: #ffffff !important;
  padding: 8px;
}

.modal-box .btn-block {
  margin-top: 8px !important;
  padding: 11px 18px !important;
  font-size: 0.95rem !important;
  font-weight: 700 !important;
  letter-spacing: 0.3px;
}

.modal-box .modal-security-text {
  font-size: 0.74rem !important;
  color: #94a3b8 !important;
  text-align: center;
  margin-top: 8px !important;
}

.modal-close {
  position: absolute;
  top: 14px;
  right: 16px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(212, 154, 36, 0.3);
  border-radius: 50%;
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  line-height: 1;
  color: var(--gold-light);
  cursor: pointer;
  transition: var(--transition);
}

.modal-close:hover {
  background: rgba(212, 154, 36, 0.2);
  color: #ffffff;
  border-color: var(--gold-primary);
  transform: rotate(90deg);
}

/* ==========================================================================
   Component Base Styles for Responsive Layouts
   ========================================================================== */

/* Mobile Backdrop Overlay */
.mobile-nav-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(4, 7, 12, 0.75);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  z-index: 1004;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
  pointer-events: none;
}

.mobile-nav-overlay.active {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

body.mobile-menu-open {
  overflow: hidden !important;
  touch-action: none;
}

/* Mobile Drawer Header */
.mobile-menu-header {
  display: none;
  width: 100%;
  padding-bottom: 16px;
  margin-bottom: 12px;
  border-bottom: 1px solid rgba(212, 154, 36, 0.25);
}

.mobile-menu-header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.mobile-drawer-logo {
  height: 42px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
}

.mobile-drawer-close {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(212, 154, 36, 0.35);
  color: var(--gold-light);
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  line-height: 1;
  cursor: pointer;
  transition: var(--transition);
}

.mobile-drawer-close:hover {
  background: rgba(212, 154, 36, 0.25);
  color: #ffffff;
  border-color: var(--gold-primary);
  transform: rotate(90deg);
}

/* Mobile Drawer Contact Box */
.mobile-drawer-contact {
  display: none;
  width: 100%;
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.mobile-drawer-contact-box {
  display: flex;
  flex-direction: column;
  gap: 10px;
  width: 100%;
}

.mobile-contact-title {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.9px;
  color: var(--gold-light);
  margin-bottom: 4px;
}

.mobile-drawer-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 11px 16px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 0.88rem;
  text-align: center;
  text-decoration: none;
  transition: var(--transition);
}

.mobile-call-btn {
  background: rgba(212, 154, 36, 0.14);
  color: var(--gold-bright);
  border: 1px solid var(--gold-border);
}

.mobile-call-btn:hover {
  background: var(--gold-gradient);
  color: #080b11;
}

.mobile-whatsapp-btn {
  background: #25d366;
  color: #ffffff;
}

.mobile-whatsapp-btn:hover {
  background: #1eb956;
  color: #ffffff;
}

/* Hero Section Actions */
.hero-actions {
  display: flex;
  gap: 16px;
  margin-top: 25px;
  flex-wrap: wrap;
}

.hero-btn {
  padding: 14px 28px;
  font-size: 1rem;
}

/* Why Choose Us Grid */
.why-us-section {
  padding: 85px 0;
  background: #070a10;
  color: #ffffff;
  border-top: 1px solid rgba(212, 154, 36, 0.15);
}

.why-us-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(270px, 100%), 1fr));
  gap: 24px;
}

.why-us-card {
  background: #0e1420;
  padding: 32px 28px;
  border-radius: 16px;
  border: 1px solid rgba(212, 154, 36, 0.25);
  transition: var(--transition);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.4);
}

.why-us-card:hover {
  transform: translateY(-6px);
  border-color: var(--gold-primary);
  box-shadow: 0 16px 35px rgba(0, 0, 0, 0.5), 0 0 20px rgba(212, 154, 36, 0.2);
}

.why-us-icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(212, 154, 36, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--gold-light);
  margin-bottom: 20px;
  border: 1px solid rgba(212, 154, 36, 0.3);
  transition: var(--transition);
}

.why-us-card:hover .why-us-icon-wrap {
  background: var(--gold-gradient);
  color: #080b11;
  border-color: transparent;
}

.why-us-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 10px;
}

.why-us-desc {
  font-size: 0.92rem;
  color: #cbd5e1;
  line-height: 1.65;
}

/* About Section & Overview Grid */
.about-section, .about-overview-section {
  padding: 85px 0;
  background: #0c111c;
  color: #ffffff;
  border-top: 1px solid rgba(212, 154, 36, 0.15);
}

.about-overview-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 45px;
  align-items: start;
}

.about-title {
  font-size: 2.2rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 20px;
  line-height: 1.25;
}

.about-office-banner {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  margin-bottom: 24px;
  border: 1.5px solid var(--gold-border);
  box-shadow: 0 12px 35px rgba(0, 0, 0, 0.5);
  background: #080c14;
}

.about-office-img {
  width: 100%;
  height: 250px;
  object-fit: cover;
  object-position: center;
  transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
  display: block;
}

.about-office-banner:hover .about-office-img {
  transform: scale(1.04);
}

.about-office-badge {
  position: absolute;
  bottom: 12px;
  left: 14px;
  background: rgba(8, 11, 17, 0.88);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid var(--gold-primary);
  color: var(--gold-bright);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 5px 14px;
  border-radius: var(--radius-full);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.5);
  display: inline-flex;
  align-items: center;
  gap: 7px;
  z-index: 2;
}

.about-lead {
  font-size: 1.05rem;
  color: #cbd5e1;
  line-height: 1.75;
  margin-bottom: 16px;
}

.about-text {
  font-size: 0.96rem;
  color: #94a3b8;
  line-height: 1.7;
  margin-bottom: 20px;
}

.vision-mission-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 25px;
}

.vision-card, .mission-card {
  background: #141b29;
  padding: 24px;
  border-radius: 14px;
  border: 1px solid rgba(212, 154, 36, 0.25);
  transition: var(--transition);
}

.vision-card:hover, .mission-card:hover {
  border-color: var(--gold-primary);
  transform: translateY(-3px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.4);
}

.vision-card h4, .mission-card h4 {
  color: var(--gold-bright);
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.vision-card p, .mission-card p {
  font-size: 0.88rem;
  color: #cbd5e1;
  line-height: 1.6;
}

/* Meet Founder Card */
.founder-card {
  background: linear-gradient(145deg, #0e1420 0%, #151d2e 100%);
  border-radius: 20px;
  padding: 38px 32px;
  border: 1.5px solid var(--gold-primary);
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.6);
  overflow: hidden;
  transition: var(--transition);
}

.founder-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 25px 55px rgba(0, 0, 0, 0.7), 0 0 25px rgba(212, 154, 36, 0.25);
}

.founder-img-wrapper {
  position: relative;
  width: calc(100% + 64px);
  margin: -38px -32px 24px -32px;
  height: 270px;
  overflow: hidden;
  border-bottom: 2px solid var(--gold-primary);
  background: #080c14;
}

.founder-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
  display: block;
}

.founder-card:hover .founder-img {
  transform: scale(1.05);
}

.founder-img-badge {
  position: absolute;
  bottom: 14px;
  right: 14px;
  background: rgba(8, 11, 17, 0.9);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid var(--gold-primary);
  padding: 6px 14px;
  border-radius: var(--radius-full);
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--gold-bright);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.5);
  display: inline-flex;
  align-items: center;
  gap: 7px;
  z-index: 2;
}

.founder-img-badge i {
  color: var(--gold-light);
}

.founder-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 20px;
}

.founder-avatar {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--gold-soft-bg);
  border: 2px solid var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: var(--gold-bright);
  flex-shrink: 0;
}

.founder-badge {
  margin-bottom: 4px;
  padding: 2px 10px;
  font-size: 0.72rem;
}

.founder-info h3 {
  font-size: 1.45rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 2px;
}

.founder-role {
  font-size: 0.88rem;
  color: var(--gold-light);
  font-weight: 600;
}

.founder-body {
  border-top: 1px solid rgba(212, 154, 36, 0.2);
  padding-top: 18px;
  margin-top: 15px;
}

.founder-quote {
  font-size: 0.94rem;
  color: #e2e8f0;
  line-height: 1.7;
  margin-bottom: 15px;
}

.founder-desc {
  font-size: 0.9rem;
  color: #cbd5e1;
  line-height: 1.65;
  margin-bottom: 22px;
}

.founder-location-box {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 16px;
  background: rgba(212, 154, 36, 0.08);
  border-radius: 10px;
  border: 1px solid rgba(212, 154, 36, 0.2);
  font-size: 0.86rem;
  color: #f1f5f9;
  line-height: 1.5;
}

.founder-location-box i {
  margin-top: 3px;
  color: var(--gold-primary);
}

/* Contact CTA Section */
.contact-cta-section {
  background: radial-gradient(circle at 50% 50%, rgba(212, 154, 36, 0.18) 0%, rgba(7, 9, 14, 1) 80%), #07090e;
  color: #ffffff;
  padding: 80px 0;
  border-top: 1px solid rgba(212, 154, 36, 0.3);
}

.contact-cta-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 40px auto;
}

.contact-cta-title {
  font-size: 2.6rem;
  font-weight: 800;
  margin-bottom: 12px;
  color: #ffffff;
  letter-spacing: -0.5px;
}

.contact-cta-subtitle {
  font-size: 1.2rem;
  color: var(--gold-light);
  font-weight: 600;
  margin-bottom: 8px;
}

.contact-cta-desc {
  font-size: 1rem;
  color: #cbd5e1;
}

.contact-cta-actions {
  display: flex;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
}

.contact-cta-btn {
  padding: 14px 32px;
  font-size: 1rem;
}

.btn-whatsapp {
  background: #25d366;
  color: #ffffff;
  padding: 14px 32px;
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-md);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border: none;
  transition: var(--transition);
}

.btn-whatsapp:hover {
  background: #1eb956;
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4);
}

/* Dedicated Page Hero */
.page-hero-section {
  background: radial-gradient(circle at 80% 20%, rgba(212, 154, 36, 0.18) 0%, rgba(13, 18, 28, 0) 50%),
              linear-gradient(135deg, #07090e 0%, #0d121c 100%);
  color: #ffffff;
  padding: 75px 0;
  text-align: center;
  border-bottom: 1px solid rgba(212, 154, 36, 0.18);
}

.page-hero-title {
  font-size: 2.8rem;
  font-weight: 800;
  margin-bottom: 12px;
  color: #ffffff;
  letter-spacing: -0.5px;
}

.page-hero-subtitle {
  font-size: 1.2rem;
  color: var(--gold-light);
  font-weight: 600;
  margin-bottom: 8px;
}

.page-hero-desc {
  font-size: 1.05rem;
  color: #cbd5e1;
  max-width: 720px;
  margin: 0 auto;
}

/* Dedicated Contact Page */
.contact-section-wrap {
  padding: 85px 0;
  background: #0c111c;
}

.contact-page-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 45px;
  align-items: start;
}

.contact-form-card {
  background: #141b29;
  padding: 38px 32px;
  border-radius: 20px;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.5);
  border: 1.5px solid var(--gold-primary);
  color: #ffffff;
}

.contact-form-title {
  font-size: 1.6rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 8px;
}

.contact-form-desc {
  color: #cbd5e1;
  font-size: 0.95rem;
  margin-bottom: 25px;
}

.form-submit-btn {
  padding: 14px;
  font-size: 1rem;
  margin-top: 5px;
}

.form-security-note {
  font-size: 0.76rem;
  color: #94a3b8;
  text-align: center;
  margin-top: 10px;
}

.contact-info-col {
  display: flex;
  flex-direction: column;
}

.contact-info-card {
  background: #0e1420;
  padding: 35px 30px;
  border-radius: 20px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.4);
  border: 1px solid rgba(212, 154, 36, 0.3);
  margin-bottom: 25px;
  color: #ffffff;
}

.contact-card-heading {
  font-size: 1.35rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 22px;
}

.contact-detail-row {
  display: flex;
  gap: 15px;
  margin-bottom: 20px;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(212, 154, 36, 0.15);
  color: var(--gold-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
  border: 1px solid var(--gold-border-light);
}

.contact-detail-text strong {
  color: #ffffff;
  display: block;
  margin-bottom: 4px;
  font-size: 0.92rem;
}

.contact-detail-text p {
  color: #cbd5e1;
  font-size: 0.95rem;
  line-height: 1.6;
}

.contact-phones {
  display: flex;
  flex-direction: column;
  gap: 4px;
  font-size: 0.95rem;
}

.contact-phones a {
  color: var(--gold-bright);
  font-weight: 700;
  white-space: nowrap;
}

.whatsapp-action-box {
  background: linear-gradient(135deg, #07090e 0%, #151d2e 100%);
  padding: 25px;
  border-radius: 16px;
  border: 1px solid rgba(212, 154, 36, 0.3);
  text-align: center;
}

.whatsapp-action-box h5 {
  color: #ffffff;
  font-size: 1.1rem;
  margin-bottom: 12px;
  font-weight: 700;
}

.btn-whatsapp-direct {
  background: #25d366;
  color: #ffffff;
  padding: 12px 24px;
  font-weight: 700;
  width: 100%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
}

.btn-whatsapp-direct:hover {
  background: #1eb956;
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 4px 15px rgba(37, 211, 102, 0.4);
}

/* Calculator Guide Box */
.calc-guide-box {
  margin-top: 60px;
  background: #0f1420;
  padding: 40px;
  border-radius: 16px;
  border: 1px solid rgba(212, 154, 36, 0.2);
  color: #ffffff;
}

.calc-guide-box h3 {
  font-size: 1.5rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 15px;
}

.calc-guide-box p {
  color: #cbd5e1;
  line-height: 1.8;
  margin-bottom: 15px;
}

.calc-guide-box h4 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--gold-bright);
  margin: 20px 0 10px 0;
}

.calc-guide-box ul {
  color: #cbd5e1;
  line-height: 1.8;
  padding-left: 20px;
}

/* About CTA Section */
.about-cta-section {
  background: #0d121c;
  padding: 60px 0;
  text-align: center;
  border-top: 1px solid rgba(212, 154, 36, 0.2);
}

.about-cta-title {
  font-size: 2.2rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 12px;
}

.about-cta-desc {
  color: #cbd5e1;
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto 30px auto;
}

.about-cta-actions {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

.about-cta-btn {
  padding: 13px 28px;
}

/* Footer Social Links */
.footer-social-links {
  display: flex;
  gap: 14px;
  font-size: 1.3rem;
  margin-top: 15px;
}

.footer-social-links a {
  color: var(--gold-light);
  transition: var(--transition);
}

.footer-social-links a:hover {
  color: #ffffff;
  transform: translateY(-2px);
}


/* ==========================================================================
   Comprehensive Responsive System (Windows, Desktop, Tablet, Mobile)
   ========================================================================== */

/* 1. Large Monitors & Ultra-Wide Windows Desktops (>= 1400px) */
@media (min-width: 1400px) {
  .container {
    max-width: 1360px;
  }
  .header-container {
    max-width: 1600px;
  }
}

/* 2. Standard Laptops & Windows 125%/150% Scaling (1121px to 1320px) */
@media (max-width: 1320px) {
  .nav-menu {
    gap: 12px;
  }
  .nav-link {
    font-size: 0.86rem;
    padding: 6px 2px;
  }
  .nav-hotline-pill {
    padding: 6px 12px;
    gap: 8px;
  }
  .hotline-info strong {
    font-size: 0.82rem;
  }
  .brand-logo-img {
    height: 50px;
    max-width: 200px;
  }
  .hero-grid {
    gap: 35px;
  }
}

@media (max-width: 1200px) {
  .nav-hotline-pill {
    display: none;
  }
  .nav-menu {
    gap: 14px;
  }
  .nav-link {
    font-size: 0.88rem;
  }
  .hero-title {
    font-size: 2.85rem;
  }
  .process-steps-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* 3. Landscape Tablets & Compact Laptops (<= 1120px) - Mobile Navigation Switch */
@media (max-width: 1120px) {
  .header-container {
    padding: 0 18px;
  }
  .top-bar {
    display: none;
  }
  .navbar {
    height: 76px;
  }
  .brand-logo-img {
    height: 48px;
    max-width: 200px;
  }
  .mobile-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    background: none;
    border: none;
    font-size: 1.6rem;
    color: var(--gold-light);
    cursor: pointer;
    padding: 6px;
    border-radius: var(--radius-sm);
    transition: var(--transition);
  }
  .mobile-toggle:hover {
    color: #ffffff;
  }

  /* Slide-Out Navigation Drawer */
  .nav-menu {
    position: fixed;
    top: 0;
    left: -100%;
    width: 86%;
    max-width: 360px;
    height: 100vh;
    height: 100dvh;
    background: #080c14;
    flex-direction: column;
    padding: 22px 20px;
    gap: 6px;
    transition: left 0.32s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 10px 0 45px rgba(0, 0, 0, 0.9);
    border-right: 1.5px solid var(--gold-border);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    align-items: stretch;
    justify-content: flex-start;
    z-index: 1005;
  }
  .nav-menu.active {
    left: 0;
  }

  .mobile-menu-header {
    display: block !important;
  }
  .mobile-drawer-contact {
    display: block !important;
  }

  .nav-link {
    font-size: 1rem;
    width: 100%;
    padding: 11px 8px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    justify-content: space-between;
    border-radius: 6px;
  }
  .nav-link:hover, .nav-link.active {
    background: rgba(212, 154, 36, 0.1);
    color: var(--gold-bright);
    padding-left: 12px;
  }
  .nav-link::after {
    display: none;
  }

  .nav-item-dropdown {
    width: 100%;
  }
  .nav-item-dropdown .nav-dropdown {
    position: static;
    display: none;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: none;
    background: rgba(212, 154, 36, 0.06);
    border-left: 2px solid var(--gold-primary);
    margin: 4px 0 10px 8px;
    padding: 4px 0;
    border-radius: 0 8px 8px 0;
  }
  .nav-item-dropdown.open .nav-dropdown {
    display: block;
  }
  .nav-item-dropdown.open .dropdown-arrow {
    transform: rotate(180deg);
  }
  .nav-dropdown-link {
    padding: 9px 16px;
    font-size: 0.9rem;
  }

  /* Grid Stacks */
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
  }
  .hero-badges {
    justify-content: center;
  }
  .hero-actions {
    justify-content: center;
  }
  .hero-form-wrapper {
    max-width: 580px;
    margin: 0 auto;
    width: 100%;
  }

  .about-overview-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .contact-page-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

/* 4. Portrait Tablets (iPads, Android Tablets) (<= 991px) */
@media (max-width: 991px) {
  .section-header {
    margin-bottom: 40px;
  }
  .section-title {
    font-size: 2.1rem;
  }
  .hero-section {
    padding: 65px 0 80px 0;
  }
  .hero-title {
    font-size: 2.5rem;
  }
  .products-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }
  .process-steps-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
  .calc-wrapper {
    grid-template-columns: 1fr;
  }
  .calc-inputs-side {
    padding: 35px 30px;
  }
  .calc-results-side {
    padding: 35px 30px;
    border-left: none;
    border-top: 1.5px solid rgba(212, 154, 36, 0.25);
  }
  .footer-top-grid {
    grid-template-columns: 1fr 1fr;
    gap: 35px;
    padding-bottom: 45px;
  }
  .page-hero-section {
    padding: 60px 0;
  }
  .page-hero-title {
    font-size: 2.4rem;
  }
  .contact-cta-section {
    padding: 65px 0;
  }
  .contact-cta-title {
    font-size: 2.2rem;
  }
}

/* 5. Phablets & Large Mobile Devices (<= 768px) */
@media (max-width: 768px) {
  .container {
    padding: 0 18px;
  }
  .navbar {
    height: 72px;
  }
  .brand-logo-img {
    height: 44px;
    max-width: 190px;
  }
  .hero-section {
    padding: 50px 0 65px 0;
  }
  .hero-title {
    font-size: 2.1rem;
    line-height: 1.2;
    letter-spacing: -0.5px;
  }
  .hero-desc {
    font-size: 1.02rem;
    line-height: 1.65;
  }
  .section-title {
    font-size: 1.85rem;
  }
  .section-subtitle {
    font-size: 0.95rem;
  }

  .products-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .process-steps-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
  .vision-mission-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .req-grid-2 {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .footer-top-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .footer-bottom-inner {
    flex-direction: column;
    text-align: center;
    justify-content: center;
    gap: 10px;
  }

  .partners-grid {
    gap: 10px;
  }
  .partner-logo-pill {
    padding: 9px 16px;
    font-size: 0.85rem;
  }

  .lead-form-card {
    padding: 26px 20px;
  }
  .contact-form-card {
    padding: 28px 20px;
  }
  .contact-info-card {
    padding: 28px 20px;
  }
  .founder-card {
    padding: 30px 22px;
  }
  .founder-img-wrapper {
    width: calc(100% + 44px);
    margin: -30px -22px 20px -22px;
    height: 250px;
  }
  .calc-inputs-side {
    padding: 28px 20px;
  }
  .calc-results-side {
    padding: 28px 20px;
  }
  .calc-guide-box {
    padding: 28px 20px;
    margin-top: 40px;
  }

  .floating-actions {
    bottom: 20px;
    right: 18px;
    gap: 10px;
  }
  .fab-btn {
    width: 50px;
    height: 50px;
    font-size: 1.45rem;
  }

  .modal-box {
    padding: 20px 18px;
    margin: 15px;
    max-height: 92vh;
  }
}

/* 6. Standard Smartphones (<= 576px) */
@media (max-width: 576px) {
  .container {
    padding: 0 15px;
  }
  .navbar {
    height: 66px;
    gap: 10px;
  }
  .brand-logo-img {
    height: 40px;
    max-width: 170px;
  }
  .nav-actions {
    gap: 10px;
  }
  .btn-nav {
    padding: 8px 14px;
    font-size: 0.82rem;
  }
  .mobile-toggle {
    font-size: 1.5rem;
    padding: 4px;
  }

  .hero-section {
    padding: 40px 0 50px 0;
  }
  .hero-title {
    font-size: 1.78rem;
    line-height: 1.22;
    margin-bottom: 15px;
  }
  .hero-desc {
    font-size: 0.93rem;
    margin-bottom: 22px;
  }
  .hero-badges {
    flex-direction: column;
    align-items: stretch;
    gap: 8px;
    margin-bottom: 25px;
  }
  .hero-badge-item {
    font-size: 0.84rem;
    padding: 8px 14px;
    justify-content: flex-start;
  }

  .hero-actions {
    flex-direction: column;
    width: 100%;
    gap: 12px;
    margin-top: 20px;
  }
  .hero-btn {
    width: 100%;
    text-align: center;
    justify-content: center;
    padding: 13px 20px;
    font-size: 0.95rem;
  }

  /* Form Elements on Mobile */
  .lead-form-card {
    padding: 22px 15px;
    border-radius: 14px;
  }
  .lead-form-header h3 {
    font-size: 1.3rem;
  }
  .form-row-2 {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .form-group {
    margin-bottom: 12px;
  }
  .form-control {
    font-size: 16px !important; /* Prevents auto-zoom in mobile Safari */
    height: 44px;
    padding: 10px 12px;
  }

  /* Calculator Mobile Enhancements */
  .calc-inputs-side {
    padding: 22px 14px;
  }
  .calc-slider-group {
    margin-bottom: 22px;
  }
  .calc-slider-top {
    font-size: 0.9rem;
  }
  .calc-label {
    font-size: 0.9rem;
  }
  .calc-val-display {
    font-size: 1rem;
    padding: 4px 12px;
  }
  .calc-range-slider {
    height: 10px;
  }
  .calc-range-slider::-webkit-slider-thumb {
    width: 26px;
    height: 26px;
  }
  .calc-results-side {
    padding: 24px 14px;
  }
  .emi-amount-box {
    padding: 18px 12px;
    margin-bottom: 18px;
  }
  .emi-amount-box span {
    font-size: 0.85rem;
  }
  .emi-amount-box h2 {
    font-size: 2.1rem;
  }
  .calc-breakdown-row {
    grid-template-columns: 1fr;
    gap: 10px;
    margin-bottom: 18px;
  }
  .breakdown-item strong {
    font-size: 1.05rem;
  }

  /* Cards & Sections */
  .product-card {
    padding: 25px 18px;
    border-radius: 16px;
  }
  .product-card.has-card-img {
    padding-top: 0;
  }
  .product-card.has-card-img .product-card-img-wrap {
    width: calc(100% + 36px);
    margin: 0 -18px 18px -18px;
    height: 180px;
  }
  .product-icon-wrap {
    width: 55px;
    height: 55px;
    font-size: 1.5rem;
    margin-bottom: 16px;
  }
  .product-title {
    font-size: 1.25rem;
  }
  .product-desc {
    font-size: 0.9rem;
  }

  .why-us-section {
    padding: 60px 0;
  }
  .why-us-card {
    padding: 24px 18px;
    border-radius: 14px;
  }
  .process-section {
    padding: 60px 0;
  }
  .process-step-card {
    padding: 25px 18px;
  }
  .step-num-badge {
    width: 46px;
    height: 46px;
    font-size: 1.15rem;
    margin-bottom: 15px;
  }

  .about-section, .about-overview-section {
    padding: 60px 0;
  }
  .about-title {
    font-size: 1.75rem;
  }
  .about-office-banner {
    margin-bottom: 18px;
  }
  .about-office-img {
    height: 185px;
  }
  .about-office-badge {
    bottom: 8px;
    left: 8px;
    font-size: 0.72rem;
    padding: 4px 10px;
  }
  .founder-card {
    padding: 25px 16px;
    border-radius: 16px;
  }
  .founder-img-wrapper {
    width: calc(100% + 32px);
    margin: -25px -16px 18px -16px;
    height: 220px;
  }
  .founder-img-badge {
    bottom: 10px;
    right: 10px;
    font-size: 0.72rem;
    padding: 4px 10px;
  }
  .founder-avatar {
    width: 52px;
    height: 52px;
    font-size: 1.5rem;
  }
  .founder-info h3 {
    font-size: 1.25rem;
  }
  .founder-role {
    font-size: 0.82rem;
  }

  .contact-cta-section {
    padding: 55px 0;
  }
  .contact-cta-title {
    font-size: 1.85rem;
  }
  .contact-cta-subtitle {
    font-size: 1.05rem;
  }
  .contact-cta-desc {
    font-size: 0.92rem;
  }
  .contact-cta-actions {
    flex-direction: column;
    width: 100%;
    gap: 12px;
  }
  .contact-cta-btn {
    width: 100%;
    justify-content: center;
    padding: 13px 20px;
  }

  .page-hero-section {
    padding: 48px 0;
  }
  .page-hero-title {
    font-size: 2rem;
  }
  .page-hero-subtitle {
    font-size: 1.05rem;
  }
  .page-hero-desc {
    font-size: 0.95rem;
  }

  .contact-section-wrap {
    padding: 55px 0;
  }
  .contact-form-card {
    padding: 24px 16px;
    border-radius: 16px;
  }
  .contact-info-card {
    padding: 24px 16px;
    border-radius: 16px;
  }
  .whatsapp-action-box {
    padding: 20px 16px;
  }

  /* Modal on Mobile */
  .modal-overlay {
    padding: 10px;
  }
  .modal-box {
    padding: 18px 14px;
    border-radius: 14px;
    max-height: 92vh;
  }
  .modal-close {
    top: 10px;
    right: 10px;
    width: 30px;
    height: 30px;
    font-size: 1.2rem;
  }
  .modal-box .lead-form-header h3 {
    font-size: 1.2rem !important;
  }
  .modal-box .form-row-2 {
    grid-template-columns: 1fr;
    gap: 0;
  }

  /* Floating Action Buttons Mobile */
  .floating-actions {
    bottom: 16px;
    right: 14px;
    gap: 10px;
  }
  .fab-btn {
    width: 48px;
    height: 48px;
    font-size: 1.35rem;
  }

  /* Footer */
  .site-footer {
    padding: 60px 0 0 0;
  }
  .footer-brand p {
    font-size: 0.88rem;
  }
  .footer-logo-img {
    height: 56px;
  }
  .footer-heading {
    font-size: 1.05rem;
  }
  .footer-links a {
    font-size: 0.88rem;
  }
  .footer-contact-item {
    font-size: 0.88rem;
  }
}

/* 7. Extra Small / Compact Phones (<= 380px) */
@media (max-width: 380px) {
  .hero-title {
    font-size: 1.55rem;
  }
  .section-title {
    font-size: 1.55rem;
  }
  .brand-logo-img {
    height: 34px;
    max-width: 145px;
  }
  .nav-btn-text {
    display: none;
  }
  .btn-nav {
    padding: 7px 11px;
    font-size: 0.85rem;
  }
  .badge-pill {
    font-size: 0.74rem;
    padding: 4px 12px;
  }
  .emi-amount-box h2 {
    font-size: 1.85rem;
  }
  .contact-cta-title {
    font-size: 1.6rem;
  }
}